Originators can re-present a check that has been processed through the check collection system as a paper or image item, and returned because of insufficient or uncollected funds Only one addenda record can be attached to each payment entry (the + denotes containing an addenda record)ĭirect Deposit Oral/Nonwritten Direct Payments Written Initiated at an electronic terminal using merchant issued physical card or other access deviceĪ single or a recurring ACH credit or debit sent by an originator to a consumer account to make or collect a payment, where authorization is obtained in writing. Notification prior to acceptance of the check and written authorization required. They are commonly used in trading partner relationships because a full ANSI ASC X12 message or payment-related UN/EDIFACT information can be sent with the CTX entry.Īn Entry that is part of a payment transaction involving a financial agency’s office that is not located within the territorial jurisdiction of the United States.įor Consumer Credit Entries: oral/nonwrittenĪ single ACH debit initiated by an originator based on an eligible source document provided at a point-of-purchase or manned bill payment location. Presumed agreement between consumer and company or paying agent.Ī single or a recurring ACH credit or debit originated to a corporate account that supports up to 9,999 addenda records. They are commonly used by Originators to pay vendors, concentrate funds from outlying accounts (cash concentration), to fund payroll, petty cash, or other disbursement accounts.Ī CCD entry can contain a single addenda record to relay payment-related information.Īgreement required for transfers between companies written authorization implied.Ī credit entry initiated by consumer through a bill payment service provider to pay bills. Notification is required prior to acceptance of the check.Ī single ACH debit initiated by an originator based on an eligible source document provided at the point-of-purchase or at a manned bill payment location for subsequent conversion during back office conversion.Ī single or a recurring ACH credit or debit originated to a corporate account. mail or delivery service at a lockbox location or in person at a manned location for the payment of a bill.

A single ACH debit used by originator for the conversion of an eligible source document received via the U.S.

ACH DEBIT CONSUMER CREDIT XXXXX6207